Because repair and replacement of appliances and home systems can be costly, more homeowners are choosing to purchase a home warranty plan as a complement to their home insurance. With a home warranty, homeowners can have peace of mind about their budget and the condition of their home systems and appliances. When something mechanical fails with an appliance or home system due to normal wear and tear, or age, a home warranty provides financial protection for the cost of repair or replacement, when covered under the plan’s terms and conditions.
Each home warranty company has unique coverage advantages and policy structures. Finding the best home warranty company offering the best plans involves some research and taking the time to compare home warranty plans. Below you will find some key considerations when comparing home warranty plans.
What does a home warranty plan cover?
A quality home warranty plan will offer a range of coverage options. This can include, but is not limited to, major appliances, devices such as electronics, and home systems, such as:
Central air conditioning and heating
Washer and Dryer
Garage door opener
Home warranty plans vary, and depend on the policy package you choose, and the add-ons you select. Such warranty options can include: Bundled Package, Kitchen Package, Extended Warranty, Warranty for a Single Item, Electronics Package, etc. The age of your mechanical systems and appliances should not matter. The warranty provider typically has a 30-day wait period in place to help keep your plan costs down, and protect them from pre-existing conditions.
Does the home warranty plan include pre-screened local service technicians?
A quality home warranty company will have a list of qualified, pre-screened local service technicians to make a repair on-site, or recommend sending the item for repair, or do a replacement. The warranty company has these pre-approved service technicians so when something that is covered breaks down, the homeowner calls the home warranty company customer representative who arranges for the repair service technician to go to the home and examine the problem. If the provider determines that the needed repair or replacement is covered by the warranty, the technician will complete the work or recommend replacement.
How much does a home warranty cost?
The cost of home warranty plans will vary, depending on the coverage and options you choose. Depending on the plan that you buy, you can protect your major home systems, such as air conditioning, heating, and plumbing. You can also protect your major appliances, such as your refrigerator, stove, oven, washer, dryer, and dishwasher, and more. Depending on your home, you can add optional coverages for your spa, pool, and water and sewer lines. It’s easy to compare home warranty plans by getting a free online quote from the company’s website.. A quality home warranty company offers comprehensive home warranty plans at different prices so you can compare home warranty plans and select the plan that best fits your needs and budget.
Home appliance and system breakdowns tend to be expensive, and you never know when you will need a repair or replacement. To get the best financial coverage, it is important to compare home warranty plans. It is very beneficial to go with a warranty provider that offers a wide variety of the best home warranty plans and additional options for customized coverage, all at fair prices. This ensures that you will find a warranty plan that meets your specific needs.